Coverages
General Liability
- Instant Quote
General Liability is most businesses first line of defense when accused by a third party of negligence resulting in bodily injury, property damage, personal and advertising injury. General liability allows you to gain more client because it protects them, but it also protects the business, starting with attorney representation.
Also known as errors and omissions. As the name suggests, it covers your business
in case there is a business disagreement with a client. This can include a perceived
error or perceived omission in your work, a business mistake that cost your client
extra money, a missed deadline, or if someone accuses your business of negligence
for inaction or wrongdoing.
Professional Liability
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Worker’s Comp
- Turnaround time 24-48 hours
In the state of Florida, when your business has at least 4 employees including business owner(s) and officers, your business is legally required to carry worker’s compensation. This protects your business and your employees in the event of a workplace injury. It can pay for 100% of medical treatment, plus some lost wages and other costs.
Cyber insurance generally covers your business’s liability for a data breach involving sensitive customer or employee information, such as Social Security numbers, credit card numbers, account numbers, driver’s license numbers, health records, and proprietary/intellectual information. Besides legal fees and expenses, cyber insurance typically helps with: notifying customers about a data breach, restoring personal identities of affected customers, recovering compromised data, and repairing damaged computer systems. Most states require companies to notify customers of a data breach involving personally identifiable information – a process that can be very expensive.
Cyber Liability
- Turnaround time 24-48 hours
Event Insurance
– Instant Quote
Event Insurance is a General Liability policy designed to protect the event holder for most claims of guest or spectator injury or property damage arising from the event. This type of coverage is often required from the venue.
Commercial auto insurance is liability and physical damage protection for vehicles, such as cars, trucks and vans, that are used for business. Commercial vehicles require a separate policy because they’re typically exposed to more risk than personal vehicles. Commercial auto insurance isn’t just for heavy industrial vehicles like semis or dump trucks, but even a small pickup truck and trailer.
Commercial Auto Insurance
– Turnaround time 24-48 hours
Not sure what coverages you need?
Complete the general application or schedule a call